Sheboygan Area Credit Union


Applying for a loan online is secure, fast and easy.

Sheboygan Area Credit Union offers some of the lowest rates on loans you'll find anywhere. Because we're member-owned, we work to keep our rates low and our terms simple and easy to understand—with no unexpected surprises.  From Home Equity Lines of Credit to Mortgages, from loans for snowmobiles, to loans for Holiday shopping, we have everything you need!


Auto & Recreation Vehicles

Whatever car you're dreaming of, we'll help put it in your driveway.

Whether it's that bright red sports car or a crossover for family adventures—or even your very first car ever—SACU can help get you behind the wheel. We've got great rates for new or used vehicle loans, and we can lend up to 115% of the retail value of your vehicle.

  • New and Used Vehicles
  • Recreational Vehicles
  • ATVs
  • Boats
  • Motorcycles
  • Snowmobiles
  • Travel Trailers



Apply online and get pre-approved financing before you visit the dealership. Avoid the hassle of negotiating over financing so you can concentrate on finding the vehicle you want!


Mortgage Loans

We can help you make the right decisions regarding purchasing or refinancing a home.

Our convenient online mortgage loan center allows you to apply for pre-qualification, use helpful tools, and get custom rates expert advice to guide you through the home loan process.

  • First Mortgages
  • Second Mortgages
  • Home Equity Loans / Lines of Credit


Our Loan Officers are only a phone call away if you need help.
Call us at (920) 459-5154.

Calculators & Frequently Asked Questions

Check out our helpful calculators to review your financial situation and learn more about home loans using the frequently asked questions.

Personal Loans

If you need extra cash—for whatever reason—our Personal Loans can offer funds you need at rates you can afford.

Personal loans are available for a wide variety of purposes such as vacations, computer equipment, household goods, appliances, taxes, back-to-school needs, etc.

  • Home Improvement Loans
  • Mobile Home Loans
  • Vacation Loans
  • Holiday Loans
  • Kwik Cash
  • Debt Consolidation
  • Many Other Purposes Just Ask!



Credit Cards

SACU offers MasterCard® and VISA® Credit Cards, featuring

  • Competitive, Low Interest Rates
  • No Annual Fees
  • VISA® and MasterCard®,
  • Online access to your account at


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Student Loans

With college costs growing fast, it's time to borrow smarter. Get started.