Sheboygan Area Credit Union



Checking Accounts

All SACU checking accounts offer free VISA® Debit cards, online, and mobile access.

Basic Checking

  • Unlimited Check Writing
  • Unlimited Withdrawals
  • No Service Fees if you maintain a minimum balance of $100
  • Free checking with direct deposit

Budget Checking

  • Unlimited Check Writing
  • No Service Fees
  • 10 Withdrawals per month. A service fee of $3.00 will be charged if more than 10 withdrawals are made in one month.

Supreme Checking

  • Unlimited Check Writing
  • Earn Dividends (when you maintain an average daily balance of $2,500)
  • Unlimited Withdrawals
  • No Service Fees if you maintain a minimum balance of $500
  • Free checking with direct deposit

New Horizons Checking

(for members age 62+)

  • Unlimited Check Writing
  • Unlimited Withdrawals
  • Free Checks
  • No Service Fees if you maintain a minimum balance of $500 on your account
  • Free checking with direct deposit

Debit Cards

Convenient access to your money worldwide

Use your SACU debit card instead of cash or checks for all your purchases. Use it worldwide at millions of ATM locations, merchant locations and even for shopping online. Present your card at the time of purchase and the amount will be automatically deducted from your checking account.

  • 24/7 checking account access
  • Shop online wherever VISA is accepted
  • Accepted at retail merchants worldwide wherever you see the VISA symbol
  • No annual fee
  • First 4 withdrawals per month are free ( $.75 for each withdrawal thereafter). Upgrade and pay $1 per month for unlimited free withdrawals.

Debit Cards offer you quick and convenient access to your account. We partner with the Alliance One Network to offer you surcharge free access to your account at over 4,800 ATMs nationwide!

ATM LOCATOR   ATM LOCATOR APP

Compare Checking Accounts

Budget Basic Supreme Horizons
Monthly Fee **None if under 10 withdrawals per month None with direct deposit or minimum balance None with direct deposit or minimum balance None with direct deposit or minimum balance
Debit Card First 4 withdrawals per month are free
( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals
First 4 withdrawals per month are free ( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals First 4 withdrawals per month are free
( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals
First 4 withdrawals per month are free
( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals
Online & Mobile Banking Free Free Free Free
Online Bill Pay Free Free Free Free
E-Statements Free Free Free Free
Min. Balance None $100 $500
$2,500 to earn dividends
$500
Unlimited Check Writing YES YES YES YES
Unlimited Withdrawals 10 per month YES YES YES
Free Checks NO NO NO YES
Earns Dividends NO NO YES NO