Sheboygan Area Credit Union



Checking Accounts

All SACU checking accounts offer free VISA® Debit cards, online, and mobile access.

Basic Checking

  • Unlimited Check Writing
  • Unlimited Withdrawals
  • No Service Fees if you maintain a daily minimum balance of $100 or
  • Free checking with direct deposit

Budget Checking

  • Unlimited Check Writing
  • 10 Withdrawals per month. A service fee of $3.00 will be charged if more than 10 withdrawals are made in one month.

New Horizons Checking

(for members age 62+)

  • Unlimited Check Writing
  • Unlimited Withdrawals
  • Free Checks- 2 boxes per year
  • No Service Fees if you maintain a minimum daily balance of $500 on your account or
  • Free checking with direct deposit

Debit Cards

Convenient access to your money worldwide

Use your SACU debit card instead of cash or checks for all your purchases. Use it worldwide at millions of ATM locations, merchant locations and even for shopping online. Present your card at the time of purchase and the amount will be automatically deducted from your checking account.

  • 24/7 checking account access
  • Shop online wherever VISA is accepted
  • Accepted at retail merchants worldwide wherever you see the VISA symbol
  • No annual fee
  • First 4 withdrawals per month are free ( $.75 for each withdrawal thereafter). Upgrade and pay $1 per month for unlimited free withdrawals.

Debit Cards offer you quick and convenient access to your account. We partner with the Alliance One Network to offer you surcharge free access to your account at over 4,800 ATMs nationwide!

ATM LOCATOR   ATM LOCATOR APP

Compare Checking Accounts

  Budget Basic New Horizons
Monthly Fee **None if under 10 withdrawals per month None with direct deposit or minimum balance None with direct deposit or minimum balance
Debit Card First 4 withdrawals per month are free
( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals
First 4 withdrawals per month are free ( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals First 4 withdrawals per month are free
( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals
Online & Mobile Banking/Remote Deposit Free Free Free
Online Bill Pay Free Free Free
E-Statements Free Free Free
Min. Balance None $100 to avoid fee $500 to avoid fee
Unlimited Check Writing YES YES YES
Unlimited Withdrawals 10 per month YES YES
Free Checks NO NO YES- 2 boxes a year
Earns Dividends NO NO YES over $2,500 only