Sheboygan Area Credit Union



Checking Accounts

All SACU checking accounts offer free VISA® Debit cards, online, and mobile access.

Basic Checking

  • Unlimited Check Writing
  • Unlimited Withdrawals
  • No Service Fees if you maintain a daily minimum balance of $100 or
  • Free checking with direct deposit

Budget Checking

  • Unlimited Check Writing
  • 10 Withdrawals per month. A service fee of $3.00 will be charged if more than 10 withdrawals are made in one month.

New Horizons Checking

(for members age 62+)

  • Unlimited Check Writing
  • Unlimited Withdrawals
  • Free Checks- 2 boxes per year
  • No Service Fees if you maintain a minimum daily balance of $500 on your account or
  • Free checking with direct deposit

Debit Cards

Convenient access to your money worldwide

Use your SACU debit card instead of cash or checks for all your purchases. Use it worldwide at millions of ATM locations, merchant locations and even for shopping online. Present your card at the time of purchase and the amount will be automatically deducted from your checking account.

  • 24/7 checking account access
  • Shop online wherever VISA is accepted
  • Accepted at retail merchants worldwide wherever you see the VISA symbol
  • No annual fee
  • First 4 withdrawals per month are free ( $.75 for each withdrawal thereafter). Upgrade and pay $1 per month for unlimited free withdrawals.

Debit Cards offer you quick and convenient access to your account. We partner with the Alliance One Network to offer you surcharge free access to your account at over 4,800 ATMs nationwide!

ATM LOCATOR   ATM LOCATOR APP

Debit Card Rewards - ROCK THE REWARDS

Rock the Rewards

Let's get groovin' and movin'! Each time you use your debit card for a PIN- or signature-based purchase, now through March 31, 2022, you’ll automatically be entered for a chance to win great prizes in the Rock the Rewards promotion.

During the Rock the Rewards promotion, when you use your Sheboygan Area Credit Union debit card, shopping and checkout is fast and easy. Plus, you could be on your way to winning great prizes!

  • Grand Prize: $500 SHAZAM gift card
  • Eight Monthly Winners: $50 SHAZAM gift card

Be sure to use your SACU debit card for all the daily essentials, including fuel and groceries! Paying with your debit card is safe and helps you stay on budget.

The more you use your debit card, the more chances you’ll have to win! Don’t have a debit card? Stop in and apply today!

No purchase is necessary to enter to win. A purchase will not increase your chances of winning. Void where prohibited. Promotion period is January 1 through March 31, 2022. Visit shazam.net for official rules and complete contest details. All rights reserved.

Brella™

Brella is a mobile app that helps you monitor your debit card.

With Brella™ :

  • Receive alerts when your debit card is used.
  • Turn your debit card on/off.
  • Get real-time fraud alerts by text message or email.
  • Check your account balance.
  • Find nearby ATMs.
  • Submit travel notices.

When you set alerts with Brella, you can keep a close eye on your debit card activity. If you receive an alert about a purchase you didn't make, you can take quick action to prevent fraud. Receive alerts for:

  • Purchases exceeding dollar limits you set.
  • Purchases made online or over the phone.
  • Suspicious or high-risk purchases.

Download Brella™ from your device's app store today!

The Brella application is powered by SHAZAM, and is activated through your financial institution.

 

Compare Checking Accounts

  Budget Basic New Horizons
Monthly Fee **None if under 10 withdrawals per month None with direct deposit or minimum balance None with direct deposit or minimum balance
Debit Card First 4 withdrawals per month are free
( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals
First 4 withdrawals per month are free ( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals First 4 withdrawals per month are free
( $.75 per withdrawal thereafter) OR $1.00 per month for unlimited withdrawals
Online & Mobile Banking/Remote Deposit Free Free Free
Online Bill Pay Free Free Free
E-Statements Free Free Free
Min. Balance None $100 to avoid fee $500 to avoid fee
Unlimited Check Writing YES YES YES
Unlimited Withdrawals 10 per month YES YES
Free Checks NO NO YES- 2 boxes a year
Earns Dividends NO NO YES over $2,500 only